CHECK CHARGES FOR RETURN CHECKS (UPDATED JANUARY 1999)

ALASKA

$25 HANDLING FEE

ARIZONA

$25, PLUS ANY ACTUAL CHARGES ASESSED BY THE FINANCIAL INSTITUTION OF THE HOLDER,PAYEE OR ASSIGNEE OF THE HOLDER OR PAYEE AS A RESULT OF THE DISHONORED INSTRUMENT.

CALIFORNIA

$25 FOR THE FIRST CHECK AND A SERVICE FEE OF UP TO $35 FOR EACH SUBSEQUENT CHECK TO THAT SAME PAYEE.

COLORADO

$20 POSTED AT POIT-OF-SALE OR 20% OF THE FACE AMOUNT OF THE CHECK BUT NOT LESS THAN $20.

HAWAII

UNDETERMINED

IDAHO

$20 POSTED AT THE POINT-OF-SALE OR THE FACE AMOUNT OF THE CHECK WHICHEVER IS THE LESSER.

MONTANA

$30

NEVADA

$25

NEW MEXICO

UNDETERMINED

OREGON

$25

UTAH

$20

WASHINGTON

REASONABLE HANDLING FEE, AND WHEN NOT PAID WITHIN 15 DAYS A COLLECTION COST NOT TO EXCEED $40 OR FACE AMOUNT OF CHECK, WHICHEVER IS LESS AND INTEREST AT 12% PER ANNUM

WYOMING

$15